Digital Wallet By Consumers : The Studies
A journal about the factors which hinder the use of digital wallets among youth in Developing Countries was conducted. The study found that one of the main reasons why the use of digital wallets is low is because users are not sure about the process of how to use them. Additionally, many users do not have enough access to bank cards or other financial institutions so they can complete transactions.
An analysis about virtual account numbers (VA) released in 2006 has shown that there is high potential for their use in e-commerce to improve security. virtuoso programmer Dmitry Rogozin has made the first successful implementation of VA through an open source project. In his paper "Virtual Account Numbers: A possibilitity for increasing security in e-commerce", Rogozin suggests thatVA could be used to prevent store owners from stealing credit card information by using a stolen number to process payments. Rogozin's proposal stems from the fact that many consumers are fearful of their personal credit card information being stolen as a result of hacker attacks. The use of VA would not only increase security, but also prevent thieves from taking advantage ofATMs that do not currently require authentication with a password or electronic devices like smart cards.
A research about Islamic business ethics in digital wallets was conducted in order to provide a basic understanding of the concept and its implementation. The study found that Islamic business ethics, specifically Sabbath observance, is important when dealing with digital wallets and transactions. Sabbath observance is seen as an inconsequential detail when it comes to money management, but it can make someone feel restless or uncomfortable if he does not have his wallet with him. In fact, some people may find it difficult to live without a digital wallet because theyfeel like they do not have control over their money.
An inquiry about the influence of the leading partner on NFC-based mobile digital wallets is under way. NFC (Near Field Communication) technology is being used to conduct digital transactions, and this technology is becoming more and more popular as time goes by. The study will explore how the leading partner affects the development of this technology and what will be the impact of this on mobile digital wallets.
An article about the influence of ease, security, and features on decisions to use GoPay digital wallets was conducted in Indonesia. The study found that many people are interested in using digital payment platforms such as GoPay because they believe they offer more ease of use and security than traditional financial service platforms. Many people in Indonesia also find the platform convenient as it is easy to load money into the account and make payments. Furthermore, GoPay offers a variety of features such as user profiles, Leaderboards, and Centourses that make it easy for users to keep track of their transactions.
A journal about the legal protection of e-wallets in the digital economy era showed that herbal and digital banking is feasible and safe. This is because herbal banking offers a trust-based system where customers can trust their own money. Additionally, there are no physical or online barrier to transferring bitcoins and other cryptocurrencies, which makes it much more secure. Overall, the study found that herb and digital banking are both practical and safe means for banks to provide financial services to their customers.
A journal about the prison's dilemma game between social responsible consumers and investors shows that companies with low social responsibility ratings are increasingly at the mercy of those with a higher rating. The game simply awards companies with high social responsibility ratings more money, making them more profitable and incentivizing them to improve their scores even further. This creates a perfect Prisoner's Dilemma for companies that are trying to be both socially responsible and profitable.
A study about the effect of consumer trust and perceived risk on e-Wallet adoption was conducted by a technology startup entrepreneur. According to the study, a high amount of Trust and Risk refers to an individuals perception of how safe their transactions are, as well as their willingness to use a new technology. A low amount of Trust and Risk is associated with individuals who are lessComputer literate, which means they are more likely to apprehensively approach using a new technology. The study found that for both groups, there is an equation that ApplyeThinking aboutBlockchain application as compared WithE-WalletAdoption: Risks/Benefits? A study about the effect of consumer trust and perceived risk on e-Wallet adoption was conducted by a technology startup entrepreneur. According to the study, data shows that for payments by bank transfers, involves more risks than applications like e-Wallet where there is already large deposit base and fewer chances of fraud. This is because end users are already familiar with the traditional banking system which offers safety and convenience. In addition, end users trust banks more than other information devices due to their historical responses in these situations. Therefore, in order for a payment application like e-Wallet to gainhare among end users, it.
A research about the credibility of celebrity endorsements has been conducted in order to understand what effects these have on the buyers' intentions towards Digital Wallet in India. The study used the common TEARS model to understand the effect on purchasing intentions. According to the results of this study, it was found that Celebrity endorsers often have a positive impact on customers' intended buying behavior. In fact, customers tend to be more likely to purchase digital wallets when they know that their favorite celebrities endorse them.
A study about the credibility of celebrities endorsing digitalwallets in India has been undertaken to study the effect on buyers intention towards these wallets. The study used the Common TEARS model to understand the effect on purchasing intentions. The study found that endorsements by famous actors or actresses had a significant impact on buyers intention towards digitalwallets. Purchasing intention changes with increasing levels of celebrity endorsement, as well as with a purchases personal preference for a certain wallet type or device/technology. This study provides valuable insights into how celebrities can have a positive impact on buying intentions and contributes to more informed discussions about e-commerce in India.
A study about the use of COBIT 5 for risk management assessment e-wallet information technology in Indonesia found that it is facing challenges such as reliable security and battery replacement needs, especially during the busy festive season. The study also found that the e-wallet is not able to scale well which leads to struggles with keeping up with the global payments trend.
A study about how importance of customer satisfaction affects trust in online digital wallets has been done. The study found that customer satisfaction is an important factor for improving trust in digital wallets. The study found that ease of use and feedback are also important factors for good customer service. However, the study found that none of these factors were as important as passenger satisfaction.
A study about the impact of COVID-19 pandemic on consumer usage intentions of electronic wallets in the Philippines revealed that the majority of users (85%) intended to use e-wallets in the aftermath of the virus. This was especially true among the older age groups, who were more likely to choose such an option over printed currencies as a form of payment. Our study exposed that while customers have started using electronic wallets more generally in response to other aspects of COVID-19-related insecurity (e.g. clumsy handling of money), they may still prefer paper currency as a form ofpayment because it is more convenient and secure.
An inquiry about Generation Z and e-wallet use during pandemics was conducted. The study found that Gen Z was more likely to use e-wallet for payments than the older generations. A discount towards using e-wallet was also seen amongGen Z.
An article about the impact of e-wallets and online shopping on consumer impulse buying found that the two are bothgrowingin popularity among consumers. The study found that the use of digital wallets has led to a decrease in the number of impulse buys, as people are more likely to wait until they have enough money to purchase something before making a purchase.
An analysis about the influence of perceived ease and features on decision to use a digital wallet in the context of financial services fintech in Indonesia was carried out. The study found that the more easily users can conduct transactions, the more likely they are to choose a digital wallet as their payment system preferred choice. On the other hand, security and features were seen as important factors for the decision to use a digital wallet in Indonesia. The study found that users perception of ease, security, and features significantly impacts their decision to use a digital wallet as their payment system.
An article about different digital wallets revealed several opportunities for companies to exploit their platforms and make money. For example, developers could create digital wallets that support secure mobile cash transactions, which would make it easier for consumers to buy goods and services. In addition, the platforms could be used to relieve customers of confusion regarding payment methods and loyalty cards.
An article about how to use secure e-wallet apps for user authentication is currently in progress. The study focuses on using identity-based user authentication through e-wallets. By using this type of authentication, users will be more comfortable and organized in their transactions. The study is important because it can help improve the security of e-wallets and make them more convenient for users.
A study about the role of Islamic economics in the context of digital transactions and new financial institutions has revealed a range of perspectives on this issue. One perspective is that Islamic economics should provide guidance for how people account for Ramadan spending and to encourage consumers to shopighter during the Feast of Eid al-Fitr. Another perspective sees Islamic economic Teachings as key for regulating e-commerce and Financing activities online. This can include setting individual ahamed (payment) formats, regulating fees for bank accounts, conducting financial analysis to assess risks inherent in e-commerce, and ensuring fairness in dealings between customers and merchants.
An evaluation about the development and customer loyalty of e-wallet service providers in the rapidly growing Indonesian digital payment industry. E-wallet service providers in Indonesia areoolaiting the emergence of new players. The fast-growing digital payment industry is encouraging the emergence of new entrants, and e-wallet service providers are vying to attract consumers and seller partners. In an highly competitive industry, e-wallet service providers may find it advantageous to offer a wide range of services, including delivery and customer satisfaction.
